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The Proprietary Framework

The six phases of D.E.C.I.D.E.

Each phase builds on the one before it — moving from diagnostic to architecture to legacy.

One Coordinated System

From financial discovery to generational transfer.

The D.E.C.I.D.E.™ system brings tax strategy, entity planning, wealth architecture, asset protection and legacy planning into one coordinated process. Every phase is designed to support the next, creating a structure that is intentional, defensible and built around your long-term objectives.

D

Phase 1 — Discover

Your Financial Profile

Map the full picture: income composition, entity structure, practice or agency holdings, liquidity, risk tolerance and long-term objectives.

E

Phase 2 — Engineer

Tax-Advantaged Structures

Design the entity, trust and tax-advantaged vehicles that minimize exposure while remaining defensible under IRC scrutiny.

C

Phase 3 — Capture

Growth & Appreciation

Position assets for accumulation and compounding — with strategic use of bonus depreciation, defined benefit plans and §1031 exchanges where applicable.

I

Phase 4 — Integrate

Advanced Strategies

Layer SLATs, GRATs, private foundations and specialized planning into a cohesive architecture across practice, real estate and family wealth.

D

Phase 5 — Defend

Against Tax Erosion

Protect wealth from legislative change, market volatility and unnecessary exposure — with documentation and substance that holds up under review.

E

Phase 6 — Empower

The Next Generation

Engineer a seamless, tax-efficient transfer of assets, values and legacy to heirs and chosen causes — with governance that outlasts the transaction.

Ready to Begin

Put the framework to work for your wealth.

Book a confidential strategy call to explore how the D.E.C.I.D.E.™ system could support your tax planning, business structure and long-term wealth objectives.

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SMEED CPA, Inc. provides tax and accounting services. SMEED Financial & Insurance Services is a separately organized entity providing financial and insurance products. Nothing on this page constitutes legal, investment or insurance advice. Representative outcomes are illustrative and do not guarantee specific results.